AmericanMonetaryAssociation.org: Mortgage Market Changes

Recently on AmericanMonetaryAssociation.org, we discussed how the housing collapse from 2008-2011 changed the playing field in terms of mortgage lending. New standards have been set by lenders to create a new class of “permanent” renters in the aftermath of massive defaults on mortgages. At the same time, they’re offering fantastic opportunities to income property investors. Here are some of the major points we covered in the article.

– Although mortgage rates are nearing record lows, fewer applications are being processed.

– While this is bad news for hopeful home owners, it creates good news for investors who follow Jason Hartman’s plan to buy income property with a long-term fixed-rate mortgage.

– Because of how the Federal Reserve has intervened, fixed-rate, 30 year mortgages recommended by Jason Hartman are currently around 3 percent.

– Regardless, mortgage rates are lower due to the recent housing collapse and current economic conditions.

– The housing crisis led to massive herbal viagra foreclosures in numerous markets across the country, due to the mortgage application process being so easy. These property owners lost control of the mortgage, which resulted in the loss of their home.

– Many home owners who held onto their homes have already refinanced and are not seeking any more financing options.

– Those who don’t currently own property aren’t in a position to reenter the housing market.

– Lenders have established stricter eligibility standards, and many would-be home owners simply can’t meet those standards given current economic conditions.

– The current state results in a large number of renters on the market, and a high demand for rental property.

– Because fewer home owners are buying, these income properties are available for investors who can qualify for these low rate mortgages.

cheapest viagra Though fixed-rate mortgages can reflect the national average, they vary from state to state. These properties work on a fixed-rate and don’t change over the course of the loan. This allows income property investors to have the tenant pay for the loan. As interest rates changed, these mortgages can be refinanced.

We go on to discuss a key piece of Jason Hartman’s plan, “refi til you die.” This strategy allows investors to take advantage of the conditions of fixed-rate mortgage conditions throughout the course of the loan. With more available properties and less competition, income property investors can enjoy new opportunities.

Interested in learning more? Read the full article, “Mortgage Market Changes: Good News for Investors” for more information about how the market is changing in a favorable way for real estate investors. Visit AmericanMonetaryAssociation.org for more detailed educational articles and podcasts regarding success in our current world. If you’re interested in investing in income property, Jason Hartman and his panel of real estate experts are hosting an in-depth seminar, “Meet the Masters of Income Property Investing,” which explains the ins and outs of income property investment. (Top Image: Flickr | 401(K) 2012)

The Hartman Media Company Team


 

This Week at The Hartman Media Company


Jason Hartman offers a plethora of useful information via The Hartman Media Company websites. If you’re interesting in following the goings on in these helpful websites for daily informational slices about real estate investment, financial education, and more, here viagra fast delivery are some of its most recent happenings.

Jason Hartman Official Website

Recently on JasonHartman.com, we discussed how the U.S. housing market seems to be recovering, how it may be cheaper to own than rent, and how this may affect the average income property investor in “The Federal Reserve’s Mortgage Buying Spree.” In the recent podcast CW Announcements, Jason Hartman talks about some of the upcoming events and Creating Wealth shows.

Holistic Survival

Recently on HolisticSurvival.com, we discussed how, when making

survival preparations for the future, it’s important to find skilled, like-minded people to join your survival group in the article “How to Find Other Preppers.” In the recent podcast “The Now Effect with Elisha Goldstein, PHD” we discussed why those valued “aha” moments of truth and clarity don’t often last.

The Jet Setter Show

Recently on JetSetterShow.com, we discussed the best Halloween parties of 2012 in the article “Halloween like a JetSetter.” In the recent podcast “Coloring the World with Momondo’s Martin Lumbye” we discussed effective methods for JetSetter’s to find the

best flight comparison’s with destinations throughout the world, even in the congested market.

The Commercial Investing Center

Recently on CommercialInvestingCenter.com, we discussed tax free real estate investment with an Individual Retirement Account (IRA) in the article “Tax Free Real Estate Investing.” In the recent podcast, “High Occupancy Rates with Military Tenants,” Jason Hartman holds a two part show on the recent “Meet the Masters of Income Property Investment” event.

Meet the Masters of Income Property

Jason Hartman and his panel of income property experts are hosting a powerhouse education seminar to get potential investors completely acquainted with real estate investment. Our panel of real estate experts will be with you every step of the way, during the seminar and after, with as much or as little guidance as you would like. You’ll receive one-on-one coaching from one of our Real Estate Investment Counselors to guide you through the investment process. This seminar might have everything you need to know to become successful in income property investing. For more information, visit JasonHartman.com Events.

Follow Hartman Media Company for regular updates on informational blog posts and podcasts provided by Jason Hartman. If any of this intrigues you, give the website a visit to see what we have to offer. Feel free to contribute by sharing or commenting on any of the above websites.

The Hartman Media Company