Billy was a trained and certified French chef, having trained in The Celestial and La Masisonette restaurants in Cincinnati, Ohio.  Billy and Akaisha met and married in Santa Cruz, California, 33 years ago. They spent six months traveling Europe, pursuing Michelin Guide restaurants with the intention of buying a restaurant and incorporating the food, wine, and research they had gathered. In late 1979, they purchased Luther’s, a 43-seat restaurant in Santa Cruz, which they owned and operated for ten years. Dean Witter took a keen interest in Billy and recruited him for their brokerage firm, where Billy eventually became Vice President of investments and branch manager of the Aptos office.

In 1989, they assessed their lives, their dreams, and their bank balance. They decided to make some bold choices and get on track to becoming early retirees. In January of 1991, at the age of 38, they retired and moved to Nevis, West Indies. From there, their perpetual gypsy lifestyle began, traveling through the West Indies, Venezuela, US, Canada, Mexico, and many nations in Asia. In 2005, they wrote the book, The Adventurer’s Guide to Early Retirement, A Common Sense Approach, which sold in 40 countries and is now in its 3rd edition.

They have been contributors to The Motley Fool Rule Your Retirement newsletter, International Living, Living and Investing Overseas, and Escape from America. They have been interviewed by Kiplinger’s Personal Finance Magazine, as well as various newspapers and digital media around the country and globe. Billy and Akaisha emphasize that no one knows what tomorrow will bring. There are many ways to live life, so make the most of it!  Their advice: Embrace the future and follow your dreams!

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